Skip to main content
Finance & Research·Making a payment flow understandable

SpendRail / ChainFi

A payments simulation that makes asset conversion, fees, settlement, and reconciliation easier to examine.

Status

Payments simulation

Capabilities

Fintech product thinking · Transaction transparency · Reconciliation

The problem

Multi-currency and crypto-to-fiat transactions often bundle conversion rates, network fees, and settlement spreads into an opaque lump sum, making post-transaction reconciliation difficult.

What I worked on

The project follows a transaction through its component steps so the displayed result can be understood as component steps, not a single unexplained charge.

Evidence and scope

This is a simulation, not an issued payment card, custody service, money-transfer business, or live merchant-processing product.

What this shows

Fintech product thinking, transaction transparency, and reconciliation-oriented workflow design.

See the work

SpendRail payments simulation interface.
Payments simulation exploring conversion, fees, settlement, and reconciliation.